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The Benefits To Having GAP Insurance

GAP insurance can save you a lot of money if you get into a major accident that leaves your car totaled. This kind of insurance will cover the gap between what you owe on your loan and the amount of money you get from your car insurance.

For example, if you took out a loan for $30,000 to buy a vehicle now worth $22,000, your insurance company will probably only pay…

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Gap Insurance Can Help In a Total Loss Scenario

When you buy a car, the value of it decreases the minute you drive it off the lot. The price of your loan or lease is no longer what your car is worth.

While most standard insurance policies cover will reimburse you for the market value of your car, they won't cover the money you owe on your loan. In other words, in the case of a total loss car accident, you could wind up having to pay off a car that you can't even drive anymore.

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Setting up your Budget

Before deciding which new vehicle you might want, you will need to make a budget. This will make it so you can see what price range your vehicle should fall into. Without a budget, you will be looking at vehicles that you won't be able to afford, or worse, you'll end up buying a vehicle that will put you into debt.

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Utilizing the 'Value Your Trade' Tool


Many of the drivers who frequent our dealership are looking to use the value of their current vehicle towards the cost of the newer car, truck, or SUV they want to purchase. In an effort to make the purchasing process as smooth as possible, and to ensure that your budget is as flexible as possible, we have a handy tool on our website that assists you with this particular endeavor.

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